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NatWest Combs Customer Accounts and Tells Them to Go Vegetarian to Save the Planet

by Will Jones
4 November 2023 11:00 AM

NatWest is telling customers to stop eating meat and to drive electric cars after combing their accounts to calculate their carbon footprint. The Telegraph has the story.

A ‘Carbon Footprint Tracker’ on the bank’s mobile app uses the transaction data of customers and makes recommendations on how to reduce the amount of carbon production their shopping supports.

The bank has told customers to consider mending their clothing as opposed to going to high-street shops to buy new outfits, as well as stopping drinking dairy milk in favour of plant-based alternatives.

It is also suggested that customers switch off tumble dryers, share car journeys, repair broken electronic devices themselves and wash their clothes in cold water.

Under the spending section of the bank’s app customers can switch between “my spending” and “my footprint”. Customers are told the impact of typical purchases. 

In one example seen by this newspaper the app says: “If you spend £15 on a dress at a high-street shop, that could equate to a footprint of 16kg CO2.” Customers are also told how to cut their footprint, such as by buying clothes second hand.

Other recommendations tell customers to “save the planet” by turning off their central heating and taking fewer short-haul flights.

NatWest also outlines a number of ways customers may change their diets to become more eco-friendly, such as going vegetarian and partly vegan as well as cutting out beef and trying “meat-free Mondays”.

The bank’s app asks its users to try adding tofu and lentils to their diets as substitutes for eating meat.

Other lifestyle changes recommended by the bank include buying used furniture and renting or buying second-hand clothes.

Worth reading in full.

Tags: BanksClimate AlarmismNatWestNet ZeroSocial Credit System

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37 Comments
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EppingBlogger
EppingBlogger
1 year ago

The activities of this and many other large businesses has strayed into political campaigning. If it was any good at its job ElCom would call for registration and reports from them as political campaigning is a controlled activity.

When there is even a single political party that does not support the narrative of the Westminster parties, such campaigns are party political and should be limited according to the law.

120
0
huxleypiggles
huxleypiggles
1 year ago
Reply to  EppingBlogger

Hear, hear.

One proviso – Elcom are absolutely useless and as an official of a minor political party I know of what I speak.

Last edited 1 year ago by huxleypiggles
53
-1
RW
RW
1 year ago
Reply to  EppingBlogger

It’s political if it’s trying to change the opinion of someone on anything. Buy TOFU because it tastes great and looks really good! is a pure commercial, Buy TOFU to help Israel to fight Arabian terrorists (to be replaced with Buy TOFU to help the Palestinians to drive off the foreign invaders in muslim countries) is a political statement, despite the plan is to sell more TOFU in both cases.

44
0
Smudger
Smudger
1 year ago
Reply to  EppingBlogger

This bank is 39% owned by the tax payer and thus you would think the Government has a duty to hold the senior management to account for their blatant engagement in spying on their customers and engagement in woke and green politics. But we know the Tories won’t reprimand them as they are comfortable with spying on us all and committed to the Net Zero scam too.

Last edited 1 year ago by Smudger
25
0
186NO
186NO
1 year ago
Reply to  Smudger

It is NOT just a matter for the Government to act in loco UK taxpayers, even if it could participate in AGMs as a competent entity with a “shareholding” ; there is a clear, if only potential, conflict of interest in that the Government with an 80 seat and declining majority makes the/any Law which may impact NatWest….legal challenges would surely result?

The much bigger issue, IMHO, is The Faded Rose’s actions as CEO of an FCA/PRA regulated business – how and by whom is she being/was she held to account? The Board; Nope – expressed total confidence in her and then endorsed her resignation; instigated an independent enquiry in NF’s debunking from a Legal firm with anti Brexit “form” at the top which SHOULD have removed them from the candidates ( difficult if only one…) or seen that firm recuse themselves if they had a developed professionally ethical compass. Their Phase 1 conclusion that NF’s debunking was due to “commercial” reasons is …interesting; if a multi phase review concludes at Phase 1 “nothing to see”, what the hell are they reviewing in Phase 2, 3, 4…..?

No, the FCA is the competent authority to scrutinise her actions, and those of her employer ( If she was a member of ANY professional body with a Code of Conduct, they would be also)

Ms Rose admitted to a a breach of client confidentiality; she held several Senior Manager functions (SMF) with NatWest but crucially with Coutts – all of which were subject to significantly higher scrutiny by the FCA. SMF compliance was/is much much more stringent than ordinary, non SMF mortals especially since the FCA removed individual “regularity approval” to work in an FCA regulated business ( that decision was devolved to……..the employer……very problematical IMHO ) She had to be an FCA “approved person” to hold these positions…..see here but be warned it is a labyrinth: https://www.fca.org.uk/firms/approved-persons/senior-management-functions; how can her admitted indiscretion not attract that “approval” process..?

The FCA issued an initial whitewash to a crescendo of criticism – not heard anything since then*. If her membership of the NAtWest Group’s pension scheme has a “lien” clause – to enable any losses incurred by the employer through “negligent acts or omissions” by the employee (very unlikely but not unknown) – who is going to check that out? Perhaps the Board might ask the Trustees because of this gobsmacking revelation but somehow I do not think that is going to happen:

““While no bank, building society or payment firm reported to us that they had closed accounts primarily due to someone’s political views, further work is needed for us to be sure,” said FCA boss Nikhil Rathi.”*

That statement would be laughable if it was not so damned serious by implication. Meanwhile Dame Rose appears to be being considered to be rewarded for deliberate breaking of regulations prescribed by law……and which appear to be endorsed, at the time by the Board under Howard Davies…an ex FSA Chairman.

Can “it” get any worse?

17
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Smudger
Smudger
1 year ago
Reply to  186NO

Thank-you for that valuable insight into the regulatory aspect of this issue. More homework for me!

6
0
huxleypiggles
huxleypiggles
1 year ago
Reply to  186NO

Thanks for this.

1
0
huxleypiggles
huxleypiggles
1 year ago

“The bank’s app asks its users to try adding tofu and lentils to their diets as substitutes for eating meat.”

Lentils are good for greening the planet as they turn the eater in to a fart factory as do most pulses. I’m not sure about tofu. I have only tried it once but it is disgusting. I am not a fussy eater and am known as someone who doesn’t let much passed the pot.

Doubtless Nut West have failed to understand the gas stoking attributes of pulses and legumes.

It’s funny.

86
-2
jsampson45
jsampson45
1 year ago
Reply to  huxleypiggles

Methane is a greenhouse gas too. No smoking.

36
-1
RW
RW
1 year ago

That should be (some) people employed by NatWest abuse a position which enables them to access customer data for (commerical self-interest driven) political preaching.

96
0
spuddy
spuddy
1 year ago
Reply to  RW

Quite. NatWest users: is it possible to decline this spying?

42
0
RW
RW
1 year ago
Reply to  spuddy

That’s a good question. If this is UCE¹, sending it should be illegal. OTOH, there’s probably a If you don’t want to be informed about Really Important Stuff™, uncheck this box control somewhere. Don’t install the app likely works, too.

¹ unsolicited commercial e-mail

48
0
Matt Dalby
Matt Dalby
1 year ago
Reply to  spuddy

It seems that, at the minute, this is a function on the App that customers have the option of using which is fine, although “right on” eco-worriers will no doubt already be doing most if not all of the things the App suggests. If/when it becomes impossible to opt out of being sent this propaganda is the time to worry about it. Until then if NatWest want to send out this kind of advice to people who want to waste their time reading it I don’t see the problem.

2
-16
Smudger
Smudger
1 year ago
Reply to  spuddy

Like MPs the only thing these immensely arrogant people/corporations understand is rejection of them at the ballot box or their product. Just a suggestion- Switch to another bank and collect £200 and donate the money to organisations like DS and TCW who give expose to the liberty threatening politicisation of industry.

This politicisation of corporations has Larry Finks and others in the Investment bank industry all over it.

Start with moneysupermarket for a list of offers.

Last edited 1 year ago by Smudger
14
0
spuddy
spuddy
1 year ago

I wish I banked with them, so I could leave indignantly.

102
0
jsampson45
jsampson45
1 year ago
Reply to  spuddy

Where would you go?

25
0
spuddy
spuddy
1 year ago
Reply to  jsampson45

Well done far as I’m aware my bank don’t do this yet, although the sheep effect means it’s probably only a matter of time

38
0
Smudger
Smudger
1 year ago
Reply to  jsampson45

Lloyds or 1st Direct will give you £175 if you switch to them, it’s so easy to do.

9
0
The old bat
The old bat
1 year ago

Telling people to repair broken electronic devices themselves is not sensible advice unless they know what they are doing. Plant based alternatives to milk are not ‘eco’, if you care about that sort of thing. Thousands of acres of almond trees, necessarily expensively processed, just so middle class hypocrites can pretend they are doing something to ‘save the planet’ by drinking almond milk. In actual fact such extensive mono-culture (plus the exploitation of the low paid labourers needed to care for the trees) is damaging to the environment and prevents more useful food crops being grown. All these milk alternatives are expensive to produce, and some of them are no better than drinking a can of coke, the sugar content is so high. What could be easier than just squeezing a cows teat and getting a drink of milk instantly – if a bit warm maybe!

144
-3
huxleypiggles
huxleypiggles
1 year ago
Reply to  The old bat

Exactly.

44
-1
BurlingtonBertie
BurlingtonBertie
1 year ago
Reply to  The old bat

Just more processed crap food. But natural unadulterated products aren’t conducive to the health of pharma & corporate bank balances.

72
-1
DevonBlueBoy
DevonBlueBoy
1 year ago
Reply to  The old bat

What’s a bit of hypocrisy between friends if “you’re saving the planet”?

10
0
For a fist full of roubles
For a fist full of roubles
1 year ago

NatWest is doing a grand job of alienating customers this year – first the Farago and now this.
My wife worked for them and hated it.
My son tried to get an overdraft for a start-up and was told his business plan was unrealistic. He exceeded the first year t/o prediction and now owns several businesses employing 70+ people and is quite a rich young man. Santander were the beneficiaries.

121
0
David101
David101
1 year ago

Another reason for using cash only, I guess.

80
0
Baldrick
Baldrick
1 year ago

Repairing electronics devices? They are designed to be unrepairable. eg laptops, that used to have removable batteries, but no longer have that. Why are plant based products more enviromentally friendly than meat based products? Ploughing grassland releases the carbon from the grass, and grazing animals are important in conservation. Anyway, Natwest need to persuade places to China, India, Russia etc etc to adopt dramatic CO2 cutting – they won’t has they realise it is ecominc suicide. So that means the West will (try to) cut out CO2, committing economic suicide, and make diddly squat difference to the planet. I know, why don’t they ban smart phones as they must use up loads more energy that the old phones? Mm I suspect not as they don’t suit the agenda.

71
-1
varmint
varmint
1 year ago
Reply to  Baldrick

It isn’t any banks business to interfere in our shopping habits. They are there to do banking. I don’t need Greta Thunberg as my bank manager.

20
0
stewart
stewart
1 year ago

Here is an idea for NatWest. As they are so keen to provide information about carbon footprints, could they please provide the carbon footprints of their board of directors and their top management. As a benchmark.

That way when they show each custoner’s “footprint”, the customer can compare it against that of the NatWest board members and the top management. And if it’s less, which it probably is, then they can sit tight and not change anything until people with a bigger “footprint” sort that out first.

157
0
WithASmallC
WithASmallC
1 year ago

Who gets sued when you try to repair an electronic device yourself and electrocute yourself or set fire to your home?

52
0
JXB
JXB
1 year ago

“NatWest is telling customers to stop eating meat…”

If I may…

NatWest is telling customers to stop banking with them if they’ve got any sense.

92
0
Castorp
Castorp
1 year ago

De-bank them of your custom, like any other provider trying to pull this sort of woke nonsense.

38
0
WyrdWoman
WyrdWoman
1 year ago

Aside from the creepy, invasive data-scraping for social credit score reasons, unevidenced and blatantly propagandised ideology and dietary suggestions to people who might not actually be able to be vegetarian (yes, that is a thing) – I wonder what commercial food and clothing retailers, airlines and travel companies think of this and the consquences for their profit margins?

33
0
Lockdown Sceptic
Lockdown Sceptic
1 year ago

Use cash and they won’t know where you spent it
leaflet to print at home and deliver to neighbours or forward to politicians, media, friends online. 

03a-THERE-IS-NO-GOOD-REASON-TO-GET-RID-OF-CASH-MONOCHROME-copy
33
0
Phil Warner
Phil Warner
1 year ago

They have lost sight of profitability. I wonder who their shareholders are? Let’s all be bloody stupid and get £10m golden goodbyes.

14
0
varmint
varmint
1 year ago

This is the kind of thing I see in my local newspaper every week which has simply become a party political broadcast for the GREEN party. Last week they were advising us all not to buy a new lawnmower next spring but instead to borrow one from a neighbour down the street. I can imagine the look on Mr Smith’s face when I knock in his door to ask for a loan his mower all summer so I can “save the planet”. I am also pretty sure that the company not far from me that sells mowers and garden equipment will not be too happy that the local paper is trying to put them out of business by encouraging us all not to buy their products. This Environmental and Social Governance (ESG) that has seeped into government and corporations is a diabolical disgrace. Nat West like many other big businesses have decided to impose Eco Communism on us all and only by waking up to this tyranny and removing savings from them will they learn we will not tolerate this. ——At the moment we seem to be doing just that though. But let’s see how woke all these people are when their sales and profits drop like a stone, and they will U turn like all cowrads do. eg Disney with their Snow White Wokery holding back the film till they review their “inclusive” crap because they fear losing money big style.

20
0
Epi
Epi
1 year ago

Bankers – the first letter should be replaced by the second letter in the qwerty keyboard.

16
0
JohnnyDollar
JohnnyDollar
1 year ago

I’ve moved a big chunk of my money out of Natwest exactly because of this. their Sinister app measures your spending in “Carbon Foot print ” & if you opt out, it still calculates it n the background. It’s 1984 Banking

10
0
jimshall
jimshall
1 year ago

I wouldn’t mind being advised on how to reduce environmental harm but only if it’s an opt in option though I prefer to make my own mind up about this from more reliable sources than a bank! I’m more concerned with the illegal and immoral breach of privacy of Rose et al, compounded by her being up for a.huge bonus, plus the lack of an overhaul of other NE personnel involved in this scandal. It seems like confirmations if needed that it’s one rule for them another for us.

6
0

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